At A Glance

as of July 2023


4 million+

clients served


12 billion+

outstanding loan


900+

number of offices

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Who We Are

CARD Bank, Inc. is a Microfinance Oriented Rural Bank established on September 1, 1997 in San Pablo City, Laguna. To date, it has 54 branches with 329 Micro Banking Offices (MBOs) located nationwide. It serves more than 900,000 clients across the country.

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What We Do

CARD Bank, Inc. is committed to provide a wide range of loan and savings products and other services. Loan products are intended to fit clients’ businesses and family needs at low interest rate and flexible payment terms. Loans are granted based on actual needs and repayment capacity of the clients. Savings products are designed to suit for every family member’s needs and clients can now enjoy high yield of their savings at low initial deposit amount. Another service is the remittance program that provides local and international money transfer in partnership other banks and providers.

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How We Do Things

To enrich and empower the clients, CARD Bank, Inc. provides financial and outsource its non-financial services such as access to microinsurance, business development services and marketing support, educational support, health protection services and franchise opportunities to other members of the CARD MRI. One of the major and important strategies being implemented by CARD Bank, Inc. is the transfer of ownership of capital to qualified members whereby members can buy shares of stocks of CARD Bank, Inc. through transfer of their compulsory saving as payment for shares of stocks. As part of the benefits as stockholders, they receive annual dividends. In addition, to emphasize participation by the clients in the policy formulation and governance, clients sit on the Board of Directors of CARD Bank, Inc. CARD Bank, Inc. ensures access of its products and services to its clients. It has established Micro Banking Offices (MBOs) permitted and approved by the Bangko Sentral ng Pilipinas across the nation.

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Our Community

CARD Bank, Inc. aims to transform and empower women to be the best they can be. Our clients’ success stories are testimonies of how change and development can be achieved once potential is utilized and maximized. CARD Bank, Inc. also have partners and network that will assist and strengthen the capability of members and provides them with access to basic services.

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Client Success Stories



Beating the Odds

Posted on February 21, 2024Written By: Josephine Ramos Marilyn Cañeja found herself starting again with her paper wallet...

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Resilience amidst adversity

Posted on February 8, 2024Written By: Josephine Ramos Life’s challenges can either make or break one’s determination. While some may...

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Embroidering home in the hearts of Davaoeños

Posted on February 6, 2024Written By: Josephine Ramos With a leap of faith, Josephine Mañaga introduced the Laguna embroidery to...

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Client Testimonials



Emiliza Rosario Cristobal

“Ang CARD Bank, Inc. nagpapa-followup sa standing ng mga members at nagsurvey pa kung paano kami mabibigyan ng...

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Virginia Panganiban

“Napapasipag ako magdeposit kasi may collector at nakakatipid din ako ng Php 20 sa pamasahe na dapat gagastusin ko pa...

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Laida Lee A. Mendoza

“Nakakatuwa ang “machine” ng CARD Bank, Inc., hindi nangangain ng ATM Card, hindi nakakapag-alalang gamitin at napakadali lang ng proseso.”

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News

CARD Bank Inaugurates First Islamic…

Posted on January 29, 2024Written... Read More

CARD MRI plants 750 mangrove…

Posted on October 17, 2023... Read More

A woven tradition

Posted on August 10, 2023... Read More

PESONET AND INSTAPAY

You can now transfer funds... Read More

An Island’s Gift

By: Harlene Joy F. Reyes... Read More

Making It Possible

Posted on January 06, 2022... Read More

Restart, Refocus, Regrow

Posted on October 24, 2022... Read More

Washing away fears

Posted on October 24, 2022... Read More

Paddling through the waves of…

Posted on October 24, 2022... Read More

Working Together

Posted on October 24, 2022... Read More

Clients Advisories

konek2CARD Agent Directory as of…

Name of Partner OutletAddress (Room,... Read More
CARD BANK BRANCHES SHORTENED BANKING HOURS

CARD BANK BRANCHES DIRECTORY

Branch AddressContact Number/sEmail AddressSan Pablo -... Read More
CARD BANK BRANCHES DIRECTORY

Advisory: CARD Bank Branches in…

In line with IATF Resolution... Read More
Advisory: CARD Bank Branches in National Capital Region (NCR) and Laguna Shortened Banking Hours

konek2CARD FEES and CHARGES

CARD BANK, INC., A MICROFINANCE... Read More
konek2CARD FEES and CHARGES
MAHALAGANG PATALASTAS  TUNGKOL SA 60-DAY GRACE PERIOD
MAHALAGANG PATALASTAS TUNGKOL SA MORATORIUM O 30-DAY GRACE PERIOD

List of Operational Branches As…

CARD Bank, Inc. (A Microfinance-Oriented... Read More
List of Operational Branches As of May 22, 2020

Branch-MBO Directory and ATM Locator

BRANCH DIRECTORY BRANCHES REGION TEL.... Read More

CARD Bank Savings Product Interest…

ACCOUNT NAME MINIMUM ADB INTEREST... Read More