Loans

MICROFINANCE LOAN

      • Microenterprise Loan
         
        • MF-Sikap 1 – For business capital
         
        • MF-Sikap Additional – Additional capital for business can be availed by members even if they have existing Sikap 1 Loan
 
      • Micro Housing Loan – For house improvement and renovation
 
    • Micro Agri Loan – For agriculture-related businesses
SME LOAN

For center members who needs a working capital of more than Php 300,000.00

      • SME – Working Capital
 
    • SME – Investment
OTHER LOANS

      • Solar Loan
 
      • Health Loan
 
      • Salary Loan
 
      • Educational Loan
 
      • Mobile/Cellphone Loan
 
    • Calamity Loan


Savings

PLEDGE SAVINGS (FOR CENTER MEMBERS)

      • Gateway to CARD Bank, Inc. ownership
 
      • Compulsory savings of P50 a week with option to do voluntary deposit
 
      • Maintaining balance of P100 or 15% of loan principal (whichever is higher)
 
      • Minimum ADB of P2000 to earn interest
 
    • With 2.5% * interest rate per annum
KAYANG-KAYA SAVINGS (REGULAR SAVINGS ACCOUNT)

      • An easy way to start savings
 
      • Minimum initial deposit of P200
 
      • Minimum ADB of P2000 to earn interest
 
    • With 1.00% interest rate per annum
MATAPAT SAVINGS (ATM SAVINGS ACCOUNT)

      • Minimum initial deposit of P100
 
      • Minimum ADB of P2000 earn interest
 
      • With .50% interest rate per annum
 
      • Can conveniently perform other bank transactions such as bills payment, reloading of mobile phone load, and domestic and international remittances
 
    • Easy to check account balance at anytime with mini statement slip
MAAGAP SAVINGS (KIDDIE SAVINGS ACCOUNT)

      • Minimum initial deposit of P100
 
      • Minimum ADB of P2000 to earn interest
 
      • With 1.00% interest rate per annum
 
      • Automatically become a member of Maagap Savers Club
 
    • Freebies are given as incentive to savers depending on savings balance in a given period
TIWALA SAVINGS (SPECIAL SAVINGS DEPOSIT)

      • The purpose of this account is to encourage savings for different occasions and necessities e.g. Old age benefit, education, purchasing vehicle/equipment, house and lot acquisition.
 
      • With maturity terms of 35, 65, 95, 185 and 365 days
 
      • Minimum initial deposit of P10,000
 
      • Maintaining balance of P10,000
 
      • With 3.80% to 4.10% interest rate per annum, depending on the amount of deposit and terms
 
      • Allow increase and decrease in principal amount
 
    • With automatic rollover instruction
TAGUMPAY SAVINGS (RECURRING DEPOSIT)

      • With signed agreement/contract
 
      • Higher return upon maturity of 5 years term
 
      • Minimum fixed deposit amount of P100 for microfinance clients and P200 for non-microfinance clients
 
    • With 1.5% to 5%, depending on the maturity term
CHECKING ACCOUNT

      • It has checkbook facility ideal for business payment transactions
 
      • Must have existing Kayang-kaya or Pledge Savings
 
    • With initial and maintaining balance of P5,000
DOLLAR ACCOUNT

      • Minimum initial deposit of USD 100
 
    • Minimum USD 500 ADB to earn interest
*With .25% interest rate per annum. Available only at San Pablo Branch
MAGALANG TERM DEPOSIT

      • Open to clients 60 years old and above (Member and Non-Member)

 

      • With maturity terms of 35, 65, 95, 185 and 365 days
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      • Minimum initial deposit of P10,000

 

      • Maintaining balance of P10,000
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      • With 4.60% to 4.90% interest rate per annum, depending on the amount of deposit and terms
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      • Higher Interest rates compared to other Term Deposit 
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Remittance

DOMESTIC REMITTANCE

Through CARD Sulit Padala
      • An in-house domestic remittance service where clients can enjoy sending money through CARD Bank and received by their loved ones in any CARD Bank or CARDE SME Bank branches nationwide.
 
 Through Domestic Remittance Partners
    • A domestic remittance service in partnership with local remittance service providers. Clients can now send money through CARD Bank and receive it in any GCash outlet , Cebuana Lhuiller or vice versa.
*With .25% interest rate per annum. Available only at San Pablo Branch
INTERNATIONAL REMITTANCE

CARD Bank also offers international remittance services in partnership with remittance service providers abroad such as BDO Remit, Xpress Money, Worldremit, Inc., Globe Telecom, MoneyGram, Xoom and Transfast.  Clients can now receive money in any CARD Bank branch from their loved ones abroad.