Rel Seafoods Owner Ernarnie B. Llema, 51, Rel Seafoods, established in 1992 and has added crab meat processing in 2012, employs 154 people, has reinvested into 17 motorboats, building and equipment, joined CARD Bank 5 years ago, undisclosed earnings. From starving housewife to successful businesswoman, Ernarnie Llema’s life story is a modern day fairy tale. […]

Wedding Gowns and Varn Maker Dolores R. De Ramos, 37, Dolores De Ramos Wedding Gowns and Varn was established in 2000, makes wedding gowns and embroidery. Employs 38 people. Undisclosed earnings. Has taken out five loans. Having a skill with threads and needles has paid off for Dolores De Ramos, a CARD Bank members who […]

A-Risha General Merchandise Owner Arlety L. Mirones, 46, A-Risha General Merchandise appliances center, established in 1999 and now in four locations, employs 22 people, undisclosed earnings. Joined CARD Bank in 1994, has taken out nine loans since 2004. Arlety Mirones knows what it means to struggle. “We used to be poor with no permanent work,” […]

Rug Maker Aireen Desena, 40, Aireen Rug Making, makes potholders, 2006, employs 12 people. Undisclosed earnings. Joined CARD Bank seven years ago, has taken out six loans. Boredom is a powerful motivator for Aireen Desena. As a young mother, it prompted her to insist on building a small house of her family’s own so they […]

Owner of Three Sisters Home Made Banana Chips Adela P. Rivadeniera, 45, joined CARD Bank in 2000, has taken out 11 loans to start and expand her family business, Three Sisters Home Made Banana Chips, which employs seven people. Undisclosed earnings. Adela Rivadeniera considered herself lucky: with her husband’s steady income from the Marcopper mining […]